Insurance & Financing

MCRM ACCEPTS Most Major Insurance Carriers

Patients in need of understanding their fertility situation often refrain from seeing an infertility specialist because they believe their insurance will not cover the services. MCRM has taken steps to assist in eliminating this concern by establishing a program of services that is often covered by insurance even if you do not have full fertility benefits. Typically, this includes the initial consultation and diagnostic testing; allowing for patients to receive answers and advice on possible treatment options for their particular situation without having to invest in a long term commitment. Additionally, 15 states, currently, require infertility treatment coverage to be provided to their residents. The National Infertility Association, Resolve, has a complete list of the fertility insurance mandate states, Illinois included, including specific requirements and cautions.

Specific information regarding the Illinois Family Planning Act is available here.

MCRM is in contract with most major insurance carriers including:

  • Aetna
  • Anthem Blue Cross & Blue Shield
  • Cigna
  • Coventry
  • Golden Rule
  • Healthlink
  • Mercy
  • United Healthcare
  • United Medical Resources

MCRM Fertility has also joined the Progyny Smart Fertility Benefits program.

IMPORTANT: MCRM’s insurance verification team will make all appropriate attempts to verify your insurance coverage prior to your initial appointment. Please note this is provided as a courtesy only and is not a guarantee of benefits . Please understand that the patient is ultimately responsible for all non-coverage or under paid services provided by MCRM. MCRM is not responsible for any incorrect information that the insurance company may provide or any omitted information regarding limited/non-benefits or waiting periods. Be aware that any deductible amounts that are not met must be paid at the time of service and co-pays must be paid at the time of each visit.

Don't continue to live with questions regarding your dreams of parenthood and instead get answers and hope, TODAY. Call or request to schedule an initial consultation with Dr. Ahlering or Dr. Aubuchon.

Available Fertility Treatment Care Financing

MCRM specializes in providing competitive fertility treatment pricing by offering package pricing with no hidden extra charges. We accept most major insurance carriers and offer convenient patient financing services with competitive rates. Before arriving at MCRM for your initial visit, we recommend you contact your insurance provider to get the current coverage information.

Patients in need of understanding their fertility situation often refrain from seeing an infertility specialist because they believe their insurance will not cover the services. MCRM has taken steps to assist in eliminating this concern by establishing a program of services that is often covered by insurance. In addition, 15 states now require infertility coverage be provided to their residents. The National Infertility Association, Resolve, has a complete list of the fertility insurance mandate states, Illinois included, including specific requirements and cautions.

We understand the physical and emotional challenges that many of our patients face and we are dedicated to providing the most inclusive services and support so our patients can achieve their dream of a family. While MCRM takes every attempt to eliminate costs and make our treatments affordable for our patients, we cannot guarantee insurance coverage for ALL. To assist patients further, MCRM offers a variety of discount options and we offer financial assistance through Prosper Healthcare Lending.

NOW OFFERING FINANCING ON IVF TREATMENTS!

For our patients needing additional financial assistance regarding their fertility care, MCRM is excited to offer our patients multiple financing options.

Prosper Healthcare Lending

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $6 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Two Program Options available to suit your varying patient needs
  • Immediate decisions for loans under $35,000
  • Patients can finance all aspects of care including: Treatment, Medications and Genetic Testing
  • No Risk Process; receive instant pre-approval without affecting your credit
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process; Easily submit an inquiry from a home PC, tablet, phone or even right in the practitioner’s office
  • 100% Confidential
  • Standard Loan Program
    • No Risk Process; receive instant pre-approval without affecting your credit
    • Amounts from $2,000 to $35,000
    • 640 minimum credit score
  • Exceptional Loan Program
    • Application reviewed by a loan officer
    • Amounts up to $100,000
    • 740 minimum credit score

Submit an initial loan request with Prosper Healthcare Lending

LET MCRM HELP WITH YOUR FERTILITY NEEDS!

17300 N. Outer Forty
Suite 101
Chesterfield, MO 63005

CALL TODAY

636.778.9899