Treatment Costs

Costs associated with fertility treatment are one of the top concerns of patients. MCRM Fertility recognizes the importance of providing patients with clarity and understanding regarding their insurance coverage, treatment costs, financial responsibilities and available financial options. Patients are provided clarity regarding their insurance and personal responsibilities.  As a courtesy, after scheduling an initial consultation, MCRM Fertility’s insurance verification team will review your insurance benefits and provide an outline of insurance benefits and patient responsibilities. The MCRM Fertility financial counselors are available to meet and assist patients with questions they may have post consultation. The financial counselors will also meet with patients, once a treatment of choice has been decided upon to provide a comprehensive explanation of available treatment plans, associated costs and available savings options.

As an additional resource, MCRM Fertility provides patients with a comprehensive, personalized, predictive report outlining one’s probable success rates based on their age, diagnostic factors and health history. This report allows for a better understanding of one’s potential success outlook and potential costs associated with various treatment options.

Insurance Acceptance

MCRM Fertility welcomes patients with insurance.  MCRM Fertility accepts most major insurance carriers and is proud to be part of the Progyny network. MCRM Fertility is in network with the following insurance carriers:

  • Aetna
  • Anthem Blue Cross/Blue Shield
  • Cigna
  • Coresource (SSM Health)
  • Healthlink
  • Tricare - East
  • United Healthcare
  • United Medical Resources

IMPORTANT: MCRM Fertility’s insurance verification team will make all appropriate attempts to verify your insurance coverage prior to your initial appointment. Please note this is provided as a courtesy only and is not a guarantee of benefits. Ultimately, patient is responsible for all non-coverage or under paid services provided by MCRM Fertility. MCRM Fertility is not responsible for any incorrect information an insurance company may provide or any omitted information regarding limited/non-benefits or waiting periods. Be aware that any deductible amounts that are not met must be paid at the time of service and co-pays must be paid at the time of each visit.

Discount Programs

MCRM Fertility provides access to several discount programs** including:

Treatment Discount Programs

Note: Discounts are not combinable and may not be utilized in conjunction with other offers. Discount programs are only applicable for single cycle IVF packages to those who are self-pay.

Medication Discount Programs

Fertility Treatment Financing

For our patients needing additional financial assistance regarding their fertility care, MCRM Fertility has partnered with Prosper Healthcare Lending.  Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $6 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Two Program Options available to suit your varying patient needs
  • Immediate decisions for loans under $35,000
  • Patients can finance all aspects of care including: Treatment, Medications and Genetic Testing
  • No Risk Process; receive instant pre-approval without affecting your credit
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process; Easily submit an inquiry from a home PC, tablet, phone or even right in the practitioner’s office
  • 100% Confidential
  • Standard Loan Program
    • No Risk Process; receive instant pre-approval without affecting your credit
    • Amounts from $2,000 to $35,000
    • 640 minimum credit score
  • Exceptional Loan Program
    • Application reviewed by a loan officer
    • Amounts up to $100,000
    • 740 minimum credit score

Submit an initial loan request with Prosper Healthcare Lending


17300 N. Outer Forty
Suite 101
Chesterfield, MO 63005

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